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dotTribal Government/ Enterprise Services

We offer a wide variety of coverages, services, reviews and advice. Below are some of the types of property-casualty coverages that we can provide:

  • General Liability
  • Premises & Operations Liability
  • Products Liability
  • Automobile Physical Damage & Liability
  • Tribal Officials Errors & Omissions Liability
  • Directors & Officers Errors & Omissions Liability
  • Medical Malpractice Errors & Omissions Liability
  • Employment Practices Liability
  • Sexual Misconduct Liability
  • School Leaders Errors & Omissions Liability
  • Miscellaneous Errors & Omissions Liability
  • Fiduciary Liability
  • E-Commerce Liability
  • Airport/Aircraft Liability
  • Pollution Liability
  • Workers Compensation
  • Employer’s Liability
  • Crime/Fidelity
  • Accidental Death & Dismemberment Coverage
  • Tribal Controlled Insurance Program
    (Wrap Program)
dotUsual and Customary Insurance

Below are some of the types of usual and customary insurance services that we can provide:

  • Provide standard Acord insurance applications
  • Provide customized insurance applications
  • Preparation of specifications to insurance
  • Insurance program design
  • Insurance program audit
  • Market insurance program to traditional market
  • Negotiate insurance coverage and pricing
  • Verification of policy terms, conditions, rates and
  • Verification of insurance company audits
  • Bind coverage
  • Standard premium invoicing
  • Issue/process certificates of insurance
  • Issue/process auto identification cards
  • Monitor insurance company services
  • Monitor insurance company financials
  • Monitor insurance claims services
  • Monitor third party administrative services
  • Insurance policy delivery
  • Process/advise on insurance coverage
  • Loss control liaison to the insurance
  • Provide standard loss run data
  • Site visits as needed
dotSafety/ Risk Management Services

Below are some of the types of additional safety/risk management services that we can provide:

  • Mywave risk management/safety website
    set up, training and maintenance
  • Assistance in the development of safety and
    other risk control manuals
  • Risk/exposure identification
  • Risk analysis
  • Risk control
  • Risk monitoring
  • Contractual review
  • Customized invoicing/premium allocations
  • Provide motor vehicle reports
  • Property valuations
  • Claims advocacy
  • Periodic review of specific claims to ensure
    appropriate and timely action
  • Assist in the development and monitoring of
    a safety department
  • Detailed/customized loss runs data/graphs
  • Detailed loss analysis
  • Adhoc management reports
  • Value added services manager assistance
  • Analysis of self-insurance plans, trusts and pools
  • Risk retention studies
  • Captive and risk retention group studies
  • Alternative risk funding conceptual studies
  • Identify alternative risk financing options
  • Risk management acquisition due diligence
  • Bonding (handled separately through our
    Surety Department)
  • Provide standard stewardship report
dotHealth Benefits Coverages

Below are some of the types of health benefits coverages that we can provide:

  • Self-Funded Benefit Plans
  • Insured and Alternative Funding Plans
  • Prepaid Dental/DMO, DPO
  • Pharmacy Programs
  • Basic/Supplemental Life & AD&D
  • Voluntary Programs
  • Short Term & Long Term Disability
  • Long Term Care
  • Employee Assistance Programs
  • Flexible Spending Accounts
  • Cafeteria Plans
  • Benefit Advisory Services
  • Automated Enrollment Solutions
  • State and Federal Legal Compliance
  • Analysis of Claim Costs and Funding
  • Benefit Design and Cost Analysis
  • Medical Plan Consultation
  • Third Party Administrator Evaluations
  • Provider Network Evaluations
  • Benefit Statements for Employees
  • Communication Development
  • Employee Claims Advocacy Services
  • Claims Management Services
dotWellness Management Services

Wellness Management Services:

Health and wellness programs that help reduce direct and indirect health costs, improve productivity and motivate and teach Tribal Members and your employees to stay healthier.

Wellness is a lifelong journey to optimal health. It means treating the whole person, including their physical, mental, emotional and financial well-being. The path to wellness is different for each individual but it must start with getting employees, Tribal Members and their families engaged in their own wellbeing.

Our health and wellness resources are tailored to fit the needs of each participant. Personal factors that affect each person’s health are addressed and members are engaged at the most appropriate time in their lives, whether they are healthy or managing an ongoing health condition.

They can choose programs that fit their needs and lifestyle. For example, Disease Management Programs, Care Management Services, Online Health Tools – such as one on one access to a Health Coach, Diabetic Specific Programs, Wellness Program Strategy, Planning and Implementation and Employee Health and Wellness Communications. Good health is attainable - lower costs are too!

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